֍ The identification code and password are considered to be a signature and acknowledgment from the customer agreeing to implement any requests,
services or orders for transfer, and therefore the customer is solely responsible for all operations carried out through electronic channels and no appeal is
accepted that the secret numbers have been published and used From another party.
֍ The bank’s party disclaims any liability arising from the customer’s use of any software or hardware that offers security and service effectiveness and
that leads to the disclosure of customer data. The customer is responsible for providing and maintaining his own devices and all the expenses and telephone
charges required for their operation related to linking his device with electronic banking services and any fees charged by any service provider for accessing
the Internet.
֍ The bank has the right to add any fees and / or commissions to use the electronic channel and benefit from the services provided through it so that the
customer's approval is obtained in advance, according to the schedule of fees and currencies determined by the bank from time to time.
֍ The bank has the right to refuse to implement any procedure and / or instructions provided by the customer provided that the bank clarifies the
justifications and reasons for rejection (for clarification: the reason may be that the requirement is not in accordance with the applicable laws or banking
practices,or anti-money laundering, or the instructions and laws of the Sharia Supervision Department). Also, the bank will not bear any responsibility
whatsoever for its inability to perform and / or implement any of the Zain instructions due to technical problems or force majeure.
֍ The customer agrees, accepts and undertakes to keep confidential the user name and password for electronic banking services, whether issued by
he bank or that the customer creates.
֍ The customer acknowledges that the bank, its affiliates, and bank employees are not responsible for any losses, damages, financial demands,
or otherwise resulting from the use of the user’s identity and password, and the customer is obliged to notify the bank in writing if it becomes
clear to him that the user’s identity and password have become known For others so that the bank can perform the necessary, and the customer
is responsible for all transactions and instructions issued by him until the end of the second working day after the bank receives the written
notification.
֍ The bank has the right to cancel these services at any time so that the customer is notified in advance, and the customer may cancel the
subscriptions according to a written request to the bank with his responsibility for the operations and services that took place until the end
of the second working day from the date of notification of acceptance of the cancellation.
֍ The bank does not make any guarantees or guarantees regarding quality, speed, performance, accuracy or otherwise, and the electronic
services system does not guarantee that errors or defects are free, and the customer has agreed to disclaim the bank’s responsibility for
all that is related to it without intentional or deliberate neglect of The bank.
֍ The data and information received by the user from the bank or any other provider is documented, and the user is provided with it on the
basis of making possible efforts to ensure the convenience of the user, but it is not guaranteed, and therefore the bank is not responsible for
any lack or inaccuracy of that data and information , Its completeness or availability, the time of its arrival, or any other decision that is made
using that data and information.
֍ The bank will not be responsible for any computer virus, or problems related to the information provided arising from services provided
by any information provider, or may arise from the user's personal device, and the bank does not bear any responsibility for any hacking or
piracy.
֍ The bank offers to grant electronic banking services to corporate and / or joint account accounts after all authorized signatories to sign
company and / or joint accounts on the online application form. And their signing together on the form of authorizing one of them or
authorizing another the user’s person to use the electronic banking services, and the user’s identity and password will be the same as their
joint and joint signatures, and no appeal is accepted that identity and password have been published or circulated by any of the partners
and / Or parties to joint accounts.
֍ The bank offers to grant electronic banking services to corporate and / or joint account accounts after all authorized signatories to sign
company and / or joint accounts on the online application form. And their signing together on the form of authorizing one of them or
the user’s authorizing another person to use the electronic banking services, and the user’s identity and password will be the same as their
joint and joint signatures, and no appeal is accepted that identity and password have been published or circulated by any of the partners
and / Or parties to joint accounts.
֍ This agreement will be governed and regulated by the laws in force in Iraq, and any of its provisions will be subject to the jurisdiction
of the Iraqi courts in a manner that does not violate the provisions of Islamic Low.
֍ The customer acknowledges and agrees that upon signing this agreement to participate in electronic banking services, he will have read,
read and agreed to the terms and conditions of the required services or transaction and agree to adhere to them and act according to them.
֍ The customer's approval of these terms and conditions means authorizing the bank to inquire about the customer on the system of checks
returned for services that require it.
my boat
Iraq/Baghdad/Alkarada/Al arasat street
Phone (+964) 7826557799
Phone (+964) 7726557799
Call Center 6622
Email awareness@mib.iq
Website www.mib.iq